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roadmap

Roadmap & Future Plans 🚀

This document outlines the development roadmap for the M-PESA Analytics SaaS Platform.

📍 Current Status (April 2026)

Phase 1 — Foundation ✅ Completed

  • [x] 11-microservice architecture
  • [x] API Gateway with circuit breaker & rate limiting
  • [x] M-PESA Daraja integration (STK Push, Callbacks)
  • [x] Multi-tenancy (schema per tenant)
  • [x] Transaction parser + rule-based categorizer
  • [x] Basic analytics & dashboard
  • [x] JWT authentication + RBAC
  • [x] Docker + GitHub Actions CI/CD

Phase 2 — MVP (Next 4–6 Weeks)

  • [ ] Production-ready deployment (Docker Compose + VPS)
  • [ ] Complete Dashboard UI (React)
  • [ ] Statement upload + processing pipeline
  • [ ] Cashflow forecasting & insights engine
  • [ ] Subscription & billing system (with usage metering)
  • [ ] Email notifications & webhook delivery
  • [ ] Comprehensive API documentation (Swagger + Redoc)
  • [ ] Basic admin panel

Target: First paying beta users (Kenyan SMEs)

Phase 3 — Growth (Q3 2026)

  • [ ] Kubernetes deployment + Helm charts
  • [ ] Advanced ML categorizer (replace rule-based)
  • [ ] Anomaly detection & fraud alerts
  • [ ] Multi-currency & multi-country support
  • [ ] Partner integrations (banks, accounting tools)
  • [ ] Role-based access control (RBAC) enhancements
  • [ ] Audit logs & compliance features (KRA ready)

Phase 4 — Scale & Enterprise (Q4 2026+)

  • [ ] White-label solution for SACCOs & banks
  • [ ] Mobile app (React Native)
  • [ ] AI-powered financial advisor
  • [ ] Advanced reporting & PDF exports
  • [ ] SSO integration (Google, Microsoft)
  • [ ] High availability & disaster recovery

📌 Prioritization Criteria

  1. Customer value & revenue impact
  2. Technical debt reduction
  3. Scalability & reliability
  4. Compliance & security

Last Updated: April 14, 2026
Next Milestone: MVP Launch — June 2026